re: What changed your financial future for the better?

I didn't grow up with a lot but my father always told me to save save save and don't spend all of your money on materialistic things. I like any other young person went to college and got a credit card and fell into a spiral of debt very fast I realized when looking at my account and having less that $500 in it that something had to change. I got a second job paid off all that credit card debt and my goal was to just save and keep my credit as clean as possible. I ended up graduating college with student loans but those I can pay off with no worry and I still have 2 jobs so I can do the things I want while still saving.

Investing is my near future just have a few more things to educate myself on.