re: Should I pay off one of my student loans?

Thats a high arse interest rate. Many things can/will play into answers you garner here. I you can pay this off in a lump sum, I would assume you're cash heavy. That said, you should have your emergency fund established, revolving credit in check, and a head start on your retirement. If thats the case, is the money sitting in your "savings" making more than 7.74? If not, and you don't think/know it could else where, paying it off may be a good option with what little info you've presented.