re: Buying a lot from a builder

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there's like a bazillion missing pieces of information here.

Very true. As a realtor I would suggest the OP get a realtor. I would bet the farm he'll get more bang for his buck by doing so.

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Have an appt set up with a realtor for tomorrow.

We met with the selling agent for the subdivision today and it turns out that a developer actually owns the lots and has allowed the builder to sell the remaining, with the idea that they would then build the homes. So a lot-only purchase is possible.

The agent told us they would do either if we are interested, but hinted that we would save some money buying the lot from the developer and then contracting with them to build the home. We are leaning to just buying the lot, but could there be something here that we should be afraid of? The ability to wait to build the house is very appealing to us.