re: Employer doesn't offer retirement plan & I'm maxing out IRA. What other options

Most small companies do simple IRA over 401k due to size of a small business. Those are REQUIRED to be matched 3% by the employer 3 of the first 5 years in existence. May not be an option for OP's employer. It took us 10 years to get to the point where we could offer it for our employees.