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Started By
Message
re: Fixed Index Annuity – do any of you have experience with them? Update on page 2
Posted on 10/9/14 at 4:03 pm to PlanoPrivateer
Posted on 10/9/14 at 4:03 pm to PlanoPrivateer
I have a portion of mine and my wife's retirement fund in some of these, because I do like the idea of "no losses", but I also think that over the long haul, they probably won't make as much as "traditional" investments. I think mine have made about 3-4% over the last couple of years, plus the 10% bonus. I'm in my 30's so I took the bonus knowing that I would have to be in a real bad spot to use that money I had invested.
3
Posted on 10/9/14 at 4:15 pm to LSUGUMBO
Posted on 10/9/14 at 5:24 pm to LSUGUMBO
quote:
I think mine have made about 3-4% over the last couple of years, plus the 10% bonus.
I'm sure you're aware of this, but for the OP's sake, and for the sake of comparison, an S&P 500 Index fund returned 19%, 32%, 16%, and 2% over the last 4 years. And even balanced funds that hold majority bonds are not too far behind that.
Moral of the story: You pay dearly for the assurance of no lost $$. Don't be afraid of a little risk.
Posted on 10/23/14 at 10:38 pm to LSUGUMBO
Why did you buy a FIA in your 30's?
This post was edited on 10/23/14 at 10:39 pm
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