re: Getting an in ground pool. Any suggestions and tips?

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They also have jetted underwater "benches" that would probably serve the same purpose.

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I'd go with this but it really depends on your family and what suits you best.

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We're also thinking of a small decorative waterfall at one end. Anyone had experiences with either of these?

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Yeah, I had two in a previous house with a pool. Don't run them all of the time as it will raise your pH over time and that's one of most important things to keep correct in your pool.