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re: Son got denied for a credit card
Posted on 9/5/14 at 6:11 am to tiger91
Posted on 9/5/14 at 6:11 am to tiger91
quote:
Now that I think of it, he DID go to one of the free credit report sites (don't remember which one) and it came back as he didn't have enough history to give him a score. Which confuses me cause he said the report he got with the denial said 800+.
Also, I'd removed him from ours BUT I want him to have it in case of emergencies. Like the car repair he need a couple of weeks ago.
All of this does not add up, a 22 year old does not have a 800 score simply by being a user on you account. period. He is either mistaken or full of shite.
1
Posted on 9/5/14 at 7:56 am to cave canem
quote:
All of this does not add up, a 22 year old does not have a 800 score simply by being a user on you account. period. He is either mistaken or full of shite.
It is very possible. My 19 yr old is an authorized user on my Amex and an old Cap One card and his score is 760 as of last week. He isn't listed on anything else except his car that he bought in March when his score was almost 780. I could very easily see his score over 800 in 3 yrs.
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