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re: Home Improvement Question
Posted on 6/10/14 at 1:31 pm to stout
Posted on 6/10/14 at 1:31 pm to stout
quote:
I mean tell them my employees and not subs did the roof work and it falls under me and my policy.
If I were to mention that the roof crews were actually subs during an audit I have no doubt they would find a way to exclude the coverage because that's how the underwriters operate.
the ole 1099'ed employee vs 1099'ed sub.
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What WC writes your comp?
Posted on 6/10/14 at 1:38 pm to Chad504boy
LWCC
I do think you are correct in that my comp my have an exclusion on it which never made sense to me. We can build the rafters, deck the roof, and felt it all but you are telling me we can't install the shingles? Such BS but that's how they squeeze extra out of people.
I do think you are correct in that my comp my have an exclusion on it which never made sense to me. We can build the rafters, deck the roof, and felt it all but you are telling me we can't install the shingles? Such BS but that's how they squeeze extra out of people.
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