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re: Home Improvement Question

Posted on 6/10/14 at 1:31 pm to
Posted by Chad504boy
4 posts
Member since Feb 2005
167090 posts
Posted on 6/10/14 at 1:31 pm to
quote:

I mean tell them my employees and not subs did the roof work and it falls under me and my policy.

If I were to mention that the roof crews were actually subs during an audit I have no doubt they would find a way to exclude the coverage because that's how the underwriters operate.



the ole 1099'ed employee vs 1099'ed sub.

What WC writes your comp?
Posted by stout
Smoking Crack with Hunter Biden
Member since Sep 2006
167874 posts
Posted on 6/10/14 at 1:38 pm to
LWCC

I do think you are correct in that my comp my have an exclusion on it which never made sense to me. We can build the rafters, deck the roof, and felt it all but you are telling me we can't install the shingles? Such BS but that's how they squeeze extra out of people.
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