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re: pay the 3% transfer fee or drain my savings?
Posted on 6/2/14 at 11:52 am to LSU6262
Posted on 6/2/14 at 11:52 am to LSU6262
3% is still a pretty good deal for an interest free $10,500 loan
just make sure you have every intention of paying it off
Also, I would not wipe out my emergency fund to pay off what could be an interest free loan.
just make sure you have every intention of paying it off
Also, I would not wipe out my emergency fund to pay off what could be an interest free loan.
This post was edited on 6/2/14 at 12:10 pm
Posted on 6/2/14 at 4:51 pm to Ford Frenzy
quote:
Also, I would not wipe out my emergency fund to pay off what could be an interest free loan.
If you have a credit card with a $10K limit which you just paid off then that is your emergency fund until you build your savings back up.
Pay off the credit card. Use it if an emergency happens. Build your savings back up.
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