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re: Dispute item on credit report (update)

Posted on 5/12/14 at 10:15 pm to
Posted by IT_Dawg
Georgia
Member since Oct 2012
22119 posts
Posted on 5/12/14 at 10:15 pm to
Honestly, a few months of a couple hundred dollars should not effect your credit score that much....

Loan underwriters and brokers use a range to get the interest rate. No way a couple hundred dollars scorned your credit score enough to effect the loan, unless you went from like a 741 to a 739 or something.


Long story short, unless you have an invalid claim that has been detrimental for months/years on your credit, it's pointless to dispute
Posted by loopback
Member since Jul 2011
4890 posts
Posted on 5/12/14 at 11:48 pm to
Well let me clarify. It didn't hit my credit much. It's my wife's. She has almost no credit. So it dropped her score about 80 points.
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