quote:
I just saw this. It seriously pisses me off that the cheapest private plan I could get had me paying 270 a month for crap coverage that I almost never used while a family of five got coverage that I assume was pretty decent based on the fact that the new plans cover less for $432 a month. I'm sorry your prices went up, but that was a sweetheart deal before if it was a private plan.

I apologize in advance for speaking bluntly, but you sir, are an uninformed and apparently willfully ignorant dumb-arse.

My plan was what my situation called for. I have savings. I can write a check to cover a deductible and 6/7 higher copays every year. Thus the market created a plan for me, what we colloquially call a Catastrophic plan. It has a high deductible, but costs very little on a reoccurring basis. Exactly what my wife and I wanted, and exactly what fit our particular period of life.

Now we get essentially THE SAME PLAN but with higher deductibles for $1055 A MONTH. The one that costed us $432 now costs us $1055. With higher deductibles.

A more comprehensive plan would cost us in the neighborhood of $1300- $1400 a month. Nobody in my family has any health risks or smokes. Go ahead, look it up-I provided a link in the OP. Or stay willfully ignorant and go to message boards and spout ignorant propaganda like "I seriously doubt that" and "sweetheart deal". It's people like you who suck the most, reasonably intelligent people who literally DENY FACT and just have an over-riding belief/hope that it will all just work out.

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Posted by Vale

San Antonio

Member since Sep 2007

230 posts

Posted on 4/10/14 at 11:48 am to Lsupimp

I've provided many more concrete facts here than you have though. I've linked my exact plan so you can see exactly what I'm talking about. You are the one spouting off numbers and claims without any sort of proof. You won't even link your plan from the website you provided. Nobody else has for that matter, just unsubstantiated claim after unsubstantiated claim. So yes, forgive me for being skeptical.

The group think on this board sometimes is unbelievable. The theory here is I guess that nobody is better off under the ACA or that only the poor are better off as a result of subsidies. I provide concrete evidence of significant improvement with a middle class income receiving no subsidies and am shouted down as a liar.

I guess in your world, the insurance companies are making out even more like bandits than before since premiums have increased across the board for everyone without any improvement in coverage. Well, I can simply tell you that is not the case.

But why don't you link your plan? Why won't anyone link their plan? If I'm "willfully ignorant" then give me the tools to inform myself about your situation. Even though I don't really care about you, I will. Because when I create a fictional family of 5 for my wife and I on that website I see a bronze plan for 587, the gold plan I am on for 815, a platinum plan with no deductible and 3000 max out of pocket annual expense for 991 and catastrophic plans unavailable. You see that this doesn't even remotely match up with the story you are telling me.

Check and uncheck plan levels here if you doubt me:

LINK

I fully expect that you will continue to provide a lack of verifiable information while using ad hominem attacks against someone who is giving the only verifiable information in this thread. I'm done unless you start giving concrete information since every word you have said in this thread is 100% unverifiable and doesn't even match up with what I can observe in 5 minutes on that website.

Edit for the "like your plan/doctor keep your plan/doctor". I'm not Obama, and I'm not an Obama supporter and I honestly don't care at all about what he said regarding the ACA. All I care about is my bottom line which is better off than before.

What happened to that 12th hour extension of old non-compliant plans? I know my old insurance company still continues to send me offers to go back to their non-compliant plan that I obviously immediately toss in the garbage.

This post was edited on 4/10/14 at 12:00 pm

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