re: So I got my letter from my healthcare company

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ftr, this is how insurance works. Pooling of the resources.

No, its really how insurance works, pooling of risks.

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Closer. But... still nope.

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Single payer would have been much more straightforward and less of shitstorm

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Nothing would be more straightforward than everyone paying their own bill.

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this is like single payer while offering private companies the ability to participate

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What's wrong with private companies?

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It just too complicated and too many disincentives.

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Do you think billing Medicare/Medicaid is simple, easy, and incentivizes better care?