re: Why are people excited about a tax refund?

quote:

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It's one thing to say refunds are bad if it can be corrected with a simple W-4 change, and there is no risk of underpayment

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This is probably the way I should have worded the OP, because it is exactly what I meant. For the VAST majority of Americans, their refund could be corrected with a W-4 change.

I'm well aware that other people have very complicated tax situations, and as such, the inconvenience and possible penalties are not worth the hassle. In fact, in the year where I owed $3600, it was the direct result of my divorce being finalized earlier than I anticipated, and as such, my ex-wife and I could no longer file a joint return.