- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: How to respond to Insufficient Debt Validation?
Posted on 3/10/14 at 12:57 pm to Pennymoney
Posted on 3/10/14 at 12:57 pm to Pennymoney
quote:
letter to stop contacting him and they will go away
They have to cease ALL contact until a suit is brought up. Yes. What are you not understanding.
I would tend to believe that nobody is going to sue over this and if they did likely wouldnt win. So yea C&D letter could indeed end it all for him. They can try to put it on his CB which he can have them validate. In most cases the CRAs will not honor a photo and no signature as a valid debt. I have not heard of them validating one as of yet.
This post was edited on 3/10/14 at 12:59 pm
2
Posted on 3/10/14 at 12:58 pm to Catman88
doesn't mean they have to take it off his credit report
Posted on 3/10/14 at 1:42 pm to Catman88
quote:
They have to cease ALL contact until a suit is brought up. Yes. What are you not understanding
This is wrong. The FDCPA's protections are inapplicable to this since it is not a "debt," as defined. Fines are not covered since there isn't an underlying transaction.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News