re: New bank help: Chase, Simple, or Regions

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Credit Unions > Banks

Most Credit Unions are linked up to the same network, so you can access your money across the country. While their mobile apps lack behind the big banks, they still work just fine. My Credit Union does not charge an overdraft fee. They don't require a minimum balance, have a monthly service fee, etc. A book of checks are $8. Their interest rates often times are better than banks. Their CC interest rates are usually lower than banks.

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