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Message
re: Lot Loan
Posted on 12/26/13 at 1:53 pm to yellowfin
Posted on 12/26/13 at 1:53 pm to yellowfin
quote:
Did they require 20% down?
The requirement was 10% down. I put down a little more and also have the cash on hand to pay it off, but didn't want to drain my savings due to the volatility of the field I work in. This may have helped get my rate down, but I don't really know how they determine these things.
1
Posted on 12/26/13 at 2:15 pm to StinkBait72
When we bought our lot, I went through E Federal Credit Union. We went ahead and got approved for the amt we thought we would need when it was time to build. Paid down the lot for 3 or 4 yrs. needed 20% down for he lot and 20% when it came time to build. If you plan on building, make sure to get a no work affidavit. It will save you some money when it comes time to start your build.
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