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Message
Year end review of spending has saved me a bunch this week
Posted on 12/5/13 at 2:25 pm
Posted on 12/5/13 at 2:25 pm
I am not disciplined to shop my basic subscriptions and insurance as I should be. This past week has proven that to me.
Last year after probably 40 years with State Farm I shopped Geico and it saved me $2000 a year but my homeowners went up $500 because I lost the multi policy discount with State Farm. I have two teenage drivers and thankfully neither have had a claim. This year my State Farm agent called wanting to price my auto again and it reminded me he went up on his homeowners. I shopped it and saved $600 on the same coverage and policy type. He did get much more competitive on auto but not enough.
Shopped my Direct TV after 11 years. I was tired of seeing DirectTV offer all these teasers to newbies but ripping me off. Went to Dish saved $40 a month on a two year deal--the teaser the first year and regular price the second. That is $960 over two years.
Finally decided we could do something about our landline. Got Ooma for $140 with the wireless adapter and opted out of the premium service and saved myself another $480 a year.
I am working on my cell bill. Only problem is I am grandfather in on the unlimited data and I don't want to lose that but I do want to drastically cut my minutes.
I think all these companies have all these stupid pricing deals and expect you to jump around. You certainly don't get rewarded for long term loyalty any more.
Saved me about $130 month and gave up nothing in service.
Just FWIW.
Last year after probably 40 years with State Farm I shopped Geico and it saved me $2000 a year but my homeowners went up $500 because I lost the multi policy discount with State Farm. I have two teenage drivers and thankfully neither have had a claim. This year my State Farm agent called wanting to price my auto again and it reminded me he went up on his homeowners. I shopped it and saved $600 on the same coverage and policy type. He did get much more competitive on auto but not enough.
Shopped my Direct TV after 11 years. I was tired of seeing DirectTV offer all these teasers to newbies but ripping me off. Went to Dish saved $40 a month on a two year deal--the teaser the first year and regular price the second. That is $960 over two years.
Finally decided we could do something about our landline. Got Ooma for $140 with the wireless adapter and opted out of the premium service and saved myself another $480 a year.
I am working on my cell bill. Only problem is I am grandfather in on the unlimited data and I don't want to lose that but I do want to drastically cut my minutes.
I think all these companies have all these stupid pricing deals and expect you to jump around. You certainly don't get rewarded for long term loyalty any more.
Saved me about $130 month and gave up nothing in service.
Just FWIW.
4
Posted on 12/5/13 at 2:38 pm to I B Freeman
But you got Dish now. Noway is Dish as good in quality and customer service as Direct. I had Dish for 12 yrs and switched to Direct when I moved. Direct is better. I also never even installed a land line in the house we moved to. I may need to look at the insurance issue. I currently have USAA for my vehicles and home, but wouldn't be opposed to switching if it meant same coverage for less. I've never had a claim, house or auto, in the 15 yrs I've had it.
Posted on 12/5/13 at 2:41 pm to I B Freeman
quote:
Finally decided we could do something about our landline. Got Ooma for $140 with the wireless adapter and opted out of the premium service and saved myself another $480 a year.
I'm definitely acting on this in the next 60 days - whether I try Obihai and GV or Ooma (and, WTH, I'll try the premium for a year - I get that with a discount, because I would port and porting is free with 1-year of premium) - I'll still save $400+ the first year and if I drop the premium after 12 months, $600 the second.
How is your Ooma service so far?
Posted on 12/5/13 at 3:21 pm to I B Freeman
quote:
Only problem is I am grandfather in on the unlimited data and I don't want to lose that but I do want to drastically cut my minutes.
How much data do you actually use? If it's a bunch, I can understand, but if it's not more than 3-4GB, you might look in to switching plans. We have a family plan with 10GB shared data and 700 minutes, and it's pretty reasonable. It's definitely worth looking in to, especially if you have several different lines, each with their own data plan.
Posted on 12/5/13 at 3:59 pm to I B Freeman
quote:
Shopped my Direct TV after 11 years. I was tired of seeing DirectTV offer all these teasers to newbies but ripping me off. Went to Dish saved $40 a month on a two year deal--the teaser the first year and regular price the second. That is $960 over two years.
Have thought of switching to Dish as well, seems I pay the most of anyone I know just because I've been with them the longest.
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