re: What grade do you give your personal finance skills?

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Debt

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A-
Just purchased a house, but that is my only debt at the moment(car purchase may be in near/mid future).

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Budgeting

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B-
I used to do a better job, but new lady has affected my spending habbits recently. I hope my discipline returns soon.

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Long-term financial planning

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B+
I hit my company match maximium for 401k, and hit my Roth every paycheck. I need to increase my income to get closer to the maximums with those accounts. Once my 2013 taxes are figured this year, I should be able to up these contributions.

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Risk / Insurance

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B+
My company provides excellent coverage. HI is nearly zero out of pocket for an A+ plan, I also receive a Life policy that cover 85% of mortgage principle that I add to cover the difference. No family to provide for at this time. Very little out of pocket for total debt coverage.

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Investments

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B+
I'm leaner right now. I cashed out 30% of holdings in my personal investment account for the down payment on the house. As stated 401k and Roth are receiving contributions 2x a month. I do have solid funds that have performed very well the past few years. 401k was over 28% YTD.

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Real Estate

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A
The house I purchased was a double in Uptown New Orleans at a reasonable sub 4.5% rate. It's in a highly desirable neighborhood that should see a continued rise in value. It took 2 days to rent the other side, and I received the asking amount which covers 78% of the entire mortgage payment.