re: saving at the beginning of your career.

One point is I'm not planning on building a house with resale in mind. I'm planning on building a house that I'm going to live in for at least a decade or longer, with possible future additions, but not selling and moving on. One thing that should help is already having the lot, dirt pad, electrical, and sewage plant paid for. I'll also be designing it myself in Revit and AutoCad and already have any and all surveys and elevations done. Depending on my work load, I may even get licensed as a GC and run the job myself, hiring my own subs to save more money. I'm also coming out of college with zero debt, but also no credit, so financing too much makes me nervous.