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re: MB, I could use some general advice
Posted on 11/12/13 at 2:18 pm to CQQ
Posted on 11/12/13 at 2:18 pm to CQQ
Here is how I see it:
No CC debt -- A+
2.9% on essentially $13000 auto loans - B+
Getting full company match - A+
Savings - $12,000 year on $115,000 salary - C
$10,000 ER fund - C
Student loans - $120,000 remaining - hope she is a MD.
Small house - your characterization. For me, I want to be comfortable, and I also look at my home as an investment. Would a $1280 mo. mortgage make you comfortable and be a good investment/neighborhood/ is public school system good? (Here in Jackson, 3 kids in private school is easily $30,000 per year).
No CC debt -- A+
2.9% on essentially $13000 auto loans - B+
Getting full company match - A+
Savings - $12,000 year on $115,000 salary - C
$10,000 ER fund - C
Student loans - $120,000 remaining - hope she is a MD.
Small house - your characterization. For me, I want to be comfortable, and I also look at my home as an investment. Would a $1280 mo. mortgage make you comfortable and be a good investment/neighborhood/ is public school system good? (Here in Jackson, 3 kids in private school is easily $30,000 per year).
1
Posted on 11/12/13 at 2:33 pm to matthew25
quote:
Student loans - $120,000 remaining - hope she is a MD.
PT - this is the killer
quote:
For me, I want to be comfortable, and I also look at my home as an investment. Would a $1280 mo. mortgage make you comfortable and be a good investment/neighborhood/ is public school system good? (Here in Jackson, 3 kids in private school is easily $30,000 per year).
Understood. This house is 1120 sq/ft home on a dead in road. We are right next to the country club in the best part of town, just not the prettiest street. Also, this house was gutted and completely redone 4 years ago (new roof, electrical, kitchen, tile, bathroom, everything) -only negative is it's 1 bath. What I'm saying is when we do move, it will literally be within a 5 mile radius of where we are now so the schools are not a concern right now.
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