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re: Another Dave Ramsey Thread
Posted on 8/13/13 at 11:22 pm to Double Oh
Posted on 8/13/13 at 11:22 pm to Double Oh
I'm about the same age as Dave, and have been doing what he says even before he wrote the book. But I didn't have to endure bankruptcy.
I do have a mortgage, 30 years at 2.7%. No other debt. I pay cash for cars on ebay and get 8 years out of them. Don't see any reason to cash in my mutual funds to pay off mortgage.
I do have a mortgage, 30 years at 2.7%. No other debt. I pay cash for cars on ebay and get 8 years out of them. Don't see any reason to cash in my mutual funds to pay off mortgage.
Posted on 8/13/13 at 11:47 pm to matthew25
Wife and I are going to sit down tomorrow and arrange our debt from least to greatest. The only large debts we have besides mortgage are her student loans 21k, and my tahoe, about 16k left. The rest are just small crap, except for some land we own, which owe about 7k. Other than those three things, everything else is less than a grand each, but there might be a lot, as we are trying to work on my credit (I was a dumbass between the ages of 18-24.) I am currently back in school, and don't have a full time job. I umpire high school baseball and travel ball, and also work for my father-in-law. Our bring home pay is about 4500 a month. Our monthly expenses run about 1200 a month, including a baby sitter. We are staying in her grandparents old house, so we don't have a monthly payment.
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