re: Anyone here invest in both a ROTH IRA and Traditional IRA?

I will say from my perspective, if you increase your contributions in your 401(k) along with pay raises, you may never notice the change. I contributed 6% last year and upped it to 10% this year along with a pay raise, and so far I am not missing the money. I do max out a Roth IRA and that is all of the retirement funding I do in my budget.

I feel as if I put a healthy amount into retirement and have enough left over to enjoy my 20s.