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Posted on 6/19/13 at 6:57 pm to JonTheTigerFan
Ah, gotcha. I really didn't know how they operated. Good to know.
Posted on 6/19/13 at 7:55 pm to JonTheTigerFan
quote:
They will only report you to the credit bureaus if you're 30 days late or more. You may have a late fee but that's it. You're good.
Sorta.
If you have a special interest rate offer you may find that you are now paying 20% or more, sometimes they will yank the offer without telling you.
But it definitely won't hurt your score. Quite frankly, most issuers love people who are no more than a few days late every now and then, it's extra cash flow in late fees.
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