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Started By
Message
1 day late payment on credit card
Posted on 6/19/13 at 5:50 pm
Posted on 6/19/13 at 5:50 pm
Idiotically forgot to pay one of my credit cards this month and was a day late. I payed it as soon as I found out the next morning. How much will this stupid brain fart affect my credit score? This is my first late payment ever.
And while we're on this subject, how much does the lateness of the payment play a factor? Is 5 days exceedingly more detrimental than 1 day?
And while we're on this subject, how much does the lateness of the payment play a factor? Is 5 days exceedingly more detrimental than 1 day?
6
Posted on 6/19/13 at 5:55 pm to rintintin
Not an expert, but if u call them, they probably take off the late payment notification. So it wouldn't hurt you at all.
Posted on 6/19/13 at 6:13 pm to rintintin
Paying one day late won't do a thing. Relax.
This post was edited on 6/19/13 at 6:14 pm
Posted on 6/19/13 at 6:19 pm to rintintin
They will only report you to the credit bureaus if you're 30 days late or more. You may have a late fee but that's it. You're good.
Posted on 6/19/13 at 6:21 pm to rintintin
quote:
How much will this stupid brain fart affect my credit score?
Posted on 6/19/13 at 6:40 pm to rintintin
quote:
How much will this stupid brain fart affect my credit score?
None.
Posted on 6/19/13 at 8:37 pm to rintintin
Call them. Ask if they waive fees for 1 day
I've done it at least 4 times in my life
All they can do is say no
And not one said no to me
I've done it at least 4 times in my life
All they can do is say no
And not one said no to me
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