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Message
re: Should I get another credit card?
Posted on 5/5/13 at 5:18 pm to Teddy Ruxpin
Posted on 5/5/13 at 5:18 pm to Teddy Ruxpin
quote:
Plus it has no APR for 18 months.
I would never suggest this for someone in college... To easy to carry the balance and then not pay it off. It's what got me when I was in College
1
Posted on 5/5/13 at 5:25 pm to BACONisMEATcandy
quote:
I would never suggest this for someone in college... To easy to carry the balance and then not pay it off. It's what got me when I was in College
True, but the way I see it someone is either going to carry a balance or not either way and therefore get hit with 16% interest after his first month of use regardless.
I figure, with 18 months 0% APR, if he messes up he has time to recover, or time to make it worse. We really can't determine how responsible he is.
ETA: Also, I think this is a card you can keep for a long time, and when his credit is better, couple it with the Sapphire Preferred. I have two credit cards from my years in college and they are just collecting dust, which is fine, but for simplicity sake wish I had my go-to card earlier.
This post was edited on 5/5/13 at 5:30 pm
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