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re: Are any of y'all anti- 401K or IRA
Posted on 5/3/13 at 2:46 pm to TheWiz
Posted on 5/3/13 at 2:46 pm to TheWiz
My biggest complaint with retirement accounts is the number of different types and different rules for each one of them. (Simples, SEPS, Single Ks, 401ks, defined benefit, IRAs, Roths, 403bs,etc)
I think that the IRS should have two types of retirement accounts: Roth and Retirement account. We should all be able to contribute the same amount or percentage and be able to choose our own provider for the investments. This would eliminate the need for several chapters of IRS code.
The employer could choose to match or not, and it would be funded just like any payroll deduction.
I think that the IRS should have two types of retirement accounts: Roth and Retirement account. We should all be able to contribute the same amount or percentage and be able to choose our own provider for the investments. This would eliminate the need for several chapters of IRS code.
The employer could choose to match or not, and it would be funded just like any payroll deduction.
1
Posted on 5/3/13 at 9:57 pm to tigerrocket
quote:
I think that the IRS should have two types of retirement accounts: Roth and Retirement account. We should all be able to contribute the same amount or percentage and be able to choose our own provider for the investments. This would eliminate the need for several chapters of IRS code.
Yea, they're all about making things as simple as possible
To be fair, legislative bodies send them crap piled on crap, year after year without ever getting rid of anything old...
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