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re: Are any of y'all anti- 401K or IRA
Posted on 5/3/13 at 9:38 am to TheWiz
Posted on 5/3/13 at 9:38 am to TheWiz
My only complaint about 401k's is fund choice. I would rather have the option to drop my 401k contributions straight into my IRA/ROTH IRA. Would also need to raise the IRA contribution limit tot the sum of today's IRA and 401k limits. I think that would be $22k/year?
This would also negate the hassle of rolling your 401k when you change jobs.
This would also negate the hassle of rolling your 401k when you change jobs.
This post was edited on 5/3/13 at 9:41 am
Posted on 5/3/13 at 9:41 am to Springfield XD
quote:
My only complaint about 401k's is fund choice.
No kidding. I'm lobbying my employer hard right now to make changes.
Posted on 5/3/13 at 9:44 am to Springfield XD
quote:I like the idea but I'm not sure how that would work when it comes to the employer matching contributions.
I would rather have the option to drop my 401k contributions straight into my IRA/ROTH IRA.
Most companies would not want employees to have access to the company's contribution any time the employee felt like withdrawing it.
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