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re: Question About PMI/Home Buying (Update on pg 3)
Posted on 4/10/13 at 1:12 pm to LETSGEAUX2
Posted on 4/10/13 at 1:12 pm to LETSGEAUX2
As long as you keep it clean from here on out, you can possibly get between 710-720 in 2 years, but I can't see 740.
You might want to try a free trial with MyFICO. They have a nice estimator that shows you what your score will be at certain points in the future given different courses of action.
Just remember to cancel it before they begin charging you. Or you might want to keep it. Their basic service is like $15 a month and it shows you your score whenever something new happens with your credit.
Don't beat yourself up too much over the card, it happens!
You might want to try a free trial with MyFICO. They have a nice estimator that shows you what your score will be at certain points in the future given different courses of action.
Just remember to cancel it before they begin charging you. Or you might want to keep it. Their basic service is like $15 a month and it shows you your score whenever something new happens with your credit.
Don't beat yourself up too much over the card, it happens!
1
Posted on 4/10/13 at 1:29 pm to ZereauxSum
I do have an account on MyFico for $5 a month and they tell me my credit score every quarter. It says if I continue down the path I'm on, it will go up to 708-738 in 24 months.
I know what you mean. The homes that are $275000 are obviously brick homes closer to 2,000 sq feet. This is a old vinyl home that's been compeletly re-done in the last 3 years and my wife has made it very nice. We're 27 now and I'm having a hard time being patient. I want to get into our dream home that we'll stay at forever but I want to be smart about it.
quote:
If you are paying $625 per month for a 3 BR house I would remain there as long as humanly possible. That is an insanely good deal if comparable homes in your area sell for $275K.
I know what you mean. The homes that are $275000 are obviously brick homes closer to 2,000 sq feet. This is a old vinyl home that's been compeletly re-done in the last 3 years and my wife has made it very nice. We're 27 now and I'm having a hard time being patient. I want to get into our dream home that we'll stay at forever but I want to be smart about it.
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