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re: When was the last time you refinanced your mortgage?

Posted on 3/20/13 at 6:16 am to
Posted by Will Cover
St. Louis, MO
Member since Mar 2007
38946 posts
Posted on 3/20/13 at 6:16 am to
I refinanced about 7 or 8 months ago. Went from 4.375 % (15 year) to 2.875 (15 year).

Was worth it to me.
Posted by ItNeverRains
Offugeaux
Member since Oct 2007
26977 posts
Posted on 3/20/13 at 6:39 am to
Just did new construction, got 3.625 0/0 on 30 yr. in August.

Like yellowfin said, paying cash for house right now is a logic I can't comprehend.
Posted by wiltznucs
Apollo Beach, FL
Member since Sep 2005
9002 posts
Posted on 3/20/13 at 8:22 am to
I did a refi two months ago on my FHA loan and got 3.5APR/3.625APY. Not the best deal out there but with the FHA loans and underwater mortgages here in FL I was pretty pleased considering I was at 6+ beforehand.
Posted by rsande2
Member since Jan 2006
3423 posts
Posted on 3/20/13 at 11:34 am to
quote:

When was the last time you refinanced your mortgage?


I am closing within the next couple weeks and I got 3.15% and was at 5.25% before.
Posted by wegotdatwood
Member since Aug 2009
17094 posts
Posted on 3/20/13 at 11:50 am to
Bought our first home. 30 yr 3.25%
Posted by Bear Is Dead
Monroe
Member since Nov 2007
4696 posts
Posted on 3/20/13 at 3:54 pm to
Just got 3% on a 15yr. Theyre cheap as shite right now
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 3/20/13 at 4:40 pm to
I refi'd back in November for 30 years at 3.25%. No points. I think I was lucky enough to hit the exact low for my area though.
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