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re: Home addition/PMI
Posted on 2/22/13 at 12:41 pm to Sigma
Posted on 2/22/13 at 12:41 pm to Sigma
quote:
re: Home addition/PMI (Posted on 2/22/13 at 12:33 p.m. to OldSouth) quote: Why's that? Refi in 2009, appraised at 185K. Since, we: replaced vinyl flooring with ceramic tile in kitchen, bathrooms added deck, screened-in porch new windows new roof new gutters, downspouts new carpet in bedrooms added landscaping Spent 45K, appraisal last month came back 191K.
Do you think this is accurate? Do you not have any comps in last 6 months to back your reasoning?
This post was edited on 2/22/13 at 12:41 pm
1
Posted on 2/22/13 at 12:54 pm to ItNeverRains
quote:
Do you think this is accurate? Do you not have any comps in last 6 months to back your reasoning?
The comps seemed to be reasonable. We went through an appraisal dispute but I couldn't find any better comps than those the appraiser used. There is just a disconnect between the renovation costs and their added value to the home. I'm just hoping that when the time comes to sell, we will recoup more of the difference. I have spoken to an agent in our neighborhood and this will likely be the case.
At the end of the day, it sucks forking over the money, but it's just less we have to borrow.
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