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re: Can someone give me Life Insurance Advice?
Posted on 2/20/13 at 6:40 pm to GoCrazyAuburn
Posted on 2/20/13 at 6:40 pm to GoCrazyAuburn
quote:
Is there a specific reason you have double on your wife? (Not to get too personal)
It was only $10 or 13 bucks more to get the $1mil rather than $500k. It would of been a little more expensive for me to get the $1mil.
They also think I will be making more over time and wont need it as much. I feel comfortable with the policies but I always have a problem understanding them fully and I always feel I am getting hustled.
The policy I have is Term 80, if you are familiar with it.
1
Posted on 2/20/13 at 7:45 pm to AUtigerNOLA
Yea, I know the term 80 well. Without looking at your contract, I can't say for sure you aren't getting hustled, but for $80 per month your family has $1.5M of insurance coverage as well as disability income coverage, so I would say you are doing plenty fine. If you have your stuff through a well known and respected company, you probably have very strong stuff, and I think I know who it is with, so I wouldn't worry if I were you.
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