Started By
Message

re: Is it bad to open an IRA through your bank..

Posted on 2/13/13 at 10:28 am to
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 2/13/13 at 10:28 am to
"Target date" and "target retirement" funds are basically the same thing. Usually they are a mix of the firm's US stock and bond index funds. As you get closer to the target date the mix shifts more toward bonds.

This isn't perfect (there's a lot going on in the world besides just US stocks and bonds) but IMO it is pretty reasonable for those who have no idea what to do.
Posted by WG_Dawg
Hoover
Member since Jun 2004
86619 posts
Posted on 2/13/13 at 10:32 am to
quote:

IMO it is pretty reasonable for those who have no idea what to do.


Sounds good, that's what I'll do.

What makes a Roth IRA markedly better than a Target date fund?
Posted by The Seaward
Baton Rouge
Member since Jan 2006
11362 posts
Posted on 2/13/13 at 10:33 am to
Vanguard's 2050 fund allocates 27% to Vanguard's Total International Stock Index, which itself is composed as a mix of Europe, Pacific, and emerging markets.
first pageprev pagePage 1 of 1Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram