re: Dave Ramsey's Financial Peace

Someone on here a few years back nailed it, they said it is like the weight watchers of financial planning. If you need it, it is a great place to start to get you out of the hole, in a simple easy to understand plan, once you get there then you may want to switch to a different plan to reach your ultimate goals, just as you would use weight watchers to get to where you are suppose to be, then work on counting amino acids etc