re: "Real" value of a Roth IRA

quote:

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If I contribute to a traditional IRA, I will receive 25% of my contributions back in tax savings. Doesn't the fact that I can use that 25% savings for 45 years somewhat outweigh the fact that I can pull that money out tax-free in retirement?

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Someone crunched the numbers for me a few weeks back and it was almost the exact same in the end. The difference was right at 800 if I remember.