re: Buy or Rent

My advice would be to rent for a year. You want to make sure you like the job/practice you are joining in Beaumont before making a big purchase like that. Save another 50-75K and buy your dream house soon that you can see raising a family in, while interest rates are low.

I'm sure you could easily find approval for that loan at another bank/credit union/mortgage broker, but I'd still wait.