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re: Emergency Fund
Posted on 1/5/13 at 9:40 pm to NaturalBeam
Posted on 1/5/13 at 9:40 pm to NaturalBeam
exactly, I've read to have 6 months of living expenses, so it isn't that outlandish. Then what about if you already fully fund your ROTH? There has to be more than just sub 1.0% savings accounts and ROTHs
2
Posted on 1/5/13 at 9:48 pm to The Easter Bunny
Exactly why I brought this topic up. I want to put away 4-6 months as an emergency stash and was looking for something other than a sub 1.0 savings account to put it in.
The Roth is a good idea but they have $5000 or so cap. That won't do me any good now.
The Roth is a good idea but they have $5000 or so cap. That won't do me any good now.
Posted on 1/5/13 at 9:49 pm to The Easter Bunny
quote:
Then what about if you already fully fund your ROTH? There has to be more than just sub 1.0% savings accounts and ROTHs
Just open up a brokerage account. Do the same thing you would do in a roth as an emergency fund -- low risk. You'll just get taxed on the earnings and capital gains if you take them.
This post was edited on 1/5/13 at 9:50 pm
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