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Where do the Gurus of MT park their rainy day fund.
Posted on 12/12/12 at 3:24 pm
Posted on 12/12/12 at 3:24 pm
I have my 6 months of living expenses built, but its sitting in cash with very little return. Where/how do you keep it?
Posted on 12/12/12 at 3:26 pm to Swifty
3 months savings account, 6 months in PBSMX.
Posted on 12/12/12 at 3:30 pm to Swifty
Roth, of course. Tax-free returns and you can get the contributions whenver you want penalty-free.
ETA: Once you get a house and get some equity into it, you can get a HELOC and just not use it. If you need a thousand on short notice you can tap that if you prefer.
ETA: Once you get a house and get some equity into it, you can get a HELOC and just not use it. If you need a thousand on short notice you can tap that if you prefer.
This post was edited on 12/12/12 at 3:32 pm
Posted on 12/12/12 at 4:01 pm to Swifty
All of mine is in savings. Seeing the news that interest rates will likely be low until at least 2015 is really increasing the urgency that I get a firm grasp on investing.
Posted on 12/12/12 at 6:03 pm to Swifty
6 months savings in an online savings account. And emergency cash on hand.
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