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Message
re: Is having a credit score really necessary?
Posted on 11/12/12 at 4:11 pm to Daygo85
Posted on 11/12/12 at 4:11 pm to Daygo85
quote:
Discuss...........if possible
Discussed about once a month on here...at least.
Feel free to search.
Will Cover in 3..2..1 with his nonsense.
If you can't understand why a good credit score can help you, I
2
Posted on 11/12/12 at 4:21 pm to LSUAfro
quote:
If you can't understand why a good credit score can help you
Well I did search. Saw plenty of posts on improving a credit score but nothing on not actually needing credit (which is at the heart of my original question).
I truly understand how good credit is better than bad credit. It just seems to me the government is not the only one with a lot of unnecessary debt.
So, can we live without consumer credit?
Posted on 11/13/12 at 7:31 am to LSUAfro
quote:
Will Cover in 3..2..1 with his nonsense.
Was that necessary?
To the OP, yes I think it is "possible". I've got a great credit score, but the only time I've really needed it in the past ten years was during a refi. I'm not sure what would have happened without the score.
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