re: Personal Line of Credit

We used to have one that was secured by a second mortgage on our house. It was set up as a separate account and we had checks (no debit card) specifically for that account. It was linked to our checking account online. So, we could transfer the money out of the line of credit into our checking account if we wanted to use the money. It was through Capital One. I would pay the money back also by transferring the money from our checking out back into the line of credit loan.