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Credit Card

Posted on 4/20/12 at 8:28 pm
Posted by Ahebe69
Member since Feb 2011
111 posts
Posted on 4/20/12 at 8:28 pm
Looking to get my first credit card to build some credit, what should i look for? what are some good cards?
Posted by Teddy Ruxpin
Member since Oct 2006
40604 posts
Posted on 4/20/12 at 8:42 pm to
How old are you? In College? More info would be nice for me at least.

I got my first credit card through my dad. He was a USAA member and they had a College Start credit card. I was building credit when I was 18. If you can do something similar, I would suggest that.
Posted by Ahebe69
Member since Feb 2011
111 posts
Posted on 4/20/12 at 9:13 pm to
I'm 21 and yes I attend college
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39924 posts
Posted on 4/20/12 at 9:26 pm to
You can establish credit without having to get a credit card.
Posted by TheHiddenFlask
The Welsh red light district
Member since Jul 2008
18384 posts
Posted on 4/20/12 at 9:36 pm to
quote:

You can establish credit without having to get a credit card.



Thanks Dave.

To the OP: it doesn't matter what card you get, just that you get one.
Posted by UncleJEAUX
Member since Apr 2012
62 posts
Posted on 4/20/12 at 9:41 pm to
Rewards Card FTW
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 4/20/12 at 10:15 pm to
quote:

it doesn't matter what card you get, just that you get one.


Pretty much this, at least starting out.

Once you have established credit you'll have a better range of options.
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39924 posts
Posted on 4/20/12 at 11:24 pm to
Not true, not every credit card reports to all three major credit bureaus.
Posted by attheua
Tuscaloosa
Member since Apr 2008
5442 posts
Posted on 4/20/12 at 11:35 pm to
chase freedom, if you can't get approved for that then try discover more

both are pretty decent no-annual fee cashback cards
Posted by CP3LSU25
Louisiana
Member since Feb 2009
52570 posts
Posted on 4/21/12 at 12:48 pm to
I just got the Capital One Venture card. Double the miles and I love it.
Posted by TypoKnig
Member since Aug 2011
8928 posts
Posted on 4/21/12 at 2:13 pm to
Discover Card offers a credit card that is pretty good for students. No annual fee, 1% cash back on everything and 5% on special things through out the year. I think when I was in college they gave me a $2000 credit limit.
Posted by lynxcat
Member since Jan 2008
25037 posts
Posted on 4/21/12 at 3:08 pm to
Use the search function. We have these damn threads once a week.
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