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re: best lender for home purchase?

Posted on 12/30/11 at 11:11 am to
Posted by vettegc
Livingston
Member since Dec 2006
501 posts
Posted on 12/30/11 at 11:11 am to
So if I try to get preapproved with several different lenders, does that ding my credit score? Can I get the rates/terms without doing going through the preapproval process?
Posted by C
Houston
Member since Dec 2007
27887 posts
Posted on 12/30/11 at 2:29 pm to
quote:

does that ding my credit score?


If they actually run your credit it does show up. And who ever does lend will probably ask about those.
Posted by novabill
Crossville, TN
Member since Sep 2005
10538 posts
Posted on 12/30/11 at 10:41 pm to
You can get rates quoted without having credit pulled. Scores can impact the rates, if your sccore is less than 740 the rate will increase slightly.
This post was edited on 1/1/12 at 3:27 pm
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