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re: For the inexperienced asking about 401k/IRA asset allocation

Posted on 9/1/11 at 1:05 pm to
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 9/1/11 at 1:05 pm to
That's basically the strategy I follow except that I mix in plenty of non-US assets as well. But the stock/bond ratio is similar. I did reasonably well.
Posted by Pilot Tiger
North Carolina
Member since Nov 2005
73253 posts
Posted on 9/1/11 at 1:43 pm to
quote:

plenty of non-US assets as well
same here, emerging market fund, new world fund, etc
Posted by tirebiter
7K R&G chile land aka SF
Member since Oct 2006
9715 posts
Posted on 9/1/11 at 1:46 pm to
Yeah, I own a significant percentage of international small with small emerging, too.

If anyone has BlackRock LifePath fund options in their plans they are a no brainer, very well globally diversified with some alternative assets and the ER was below .2%, doesn't get any easier. It makes most target date funds from other providers look like clunkers.
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