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Traveling to Europe
Posted on 6/29/11 at 6:40 am
Posted on 6/29/11 at 6:40 am
I will be traveling to Europe this summer and I'm looking for a "no charge" fee for using a credit card of some sort while over there. I plan on buying everything I can over the internet before I go (train passes, car, etc) and of course will have some cash but would also like to have the ability to use a credit card and not get slapped with the over sees fee.
TIA
I currently bank with Chase if that matters
TIA
I currently bank with Chase if that matters
Posted on 6/29/11 at 8:00 am to trident
Capital One
Posted on 6/29/11 at 8:58 am to trident
Just got back from two weeks in Europe. I used my Capital One cards to get cash out of the ATMS. They will charge you a $2 fee for using another ATM, but there is no fee for getting the cash. I bought a few Euros here before I left just to have some when I got there. A service fee of 6 cents per Euro was added when I purchased them. That was not done when I got them from the ATM.
I have a GM credit card and there were no fees for anything that I purchased with it. It's run by HSBC, which is really big over there.
I have a GM credit card and there were no fees for anything that I purchased with it. It's run by HSBC, which is really big over there.
Posted on 6/29/11 at 6:54 pm to trident
quote:
I will be traveling to Europe this summer and I'm looking for a "no charge" fee for using a credit card of some sort while over there. I plan on buying everything I can over the internet before I go (train passes, car, etc) and of course will have some cash but would also like to have the ability to use a credit card and not get slapped with the over sees fee.
a capital one CC will save money in fees compared to a chase card. look into HSCB as well.
also, if you buy a Eurail pass online, compare the cost of purchasing it in euros and USD. i bought mine in euros and the bank automatically converted the currency at a more favorable rate than if I would have selected USD from the site. hope that makes sense.
Posted on 6/30/11 at 10:47 am to trident
Just got back from Europe.
Capital One is the only one I know of with no fees. I dont care for them but used my Citi card and the fees were not that bad.
If you can get a card with a smart chip here do so.
Almost any machine besides an ATM over there required a smart chip CC. Restaurants and most merchants we visited took both types though it was mostly ticket machines.
BTW the smart chip usage SUCKS! SLOOOOOOOOOOOOW pissed me off everytime I got behind a person using a CC with a smart chip. It was worse than waiting on someone to write a check. If the US ever goes that route they will need to speed up the networks 100x over what they have in Europe.
Capital One is the only one I know of with no fees. I dont care for them but used my Citi card and the fees were not that bad.
If you can get a card with a smart chip here do so.
Almost any machine besides an ATM over there required a smart chip CC. Restaurants and most merchants we visited took both types though it was mostly ticket machines.
BTW the smart chip usage SUCKS! SLOOOOOOOOOOOOW pissed me off everytime I got behind a person using a CC with a smart chip. It was worse than waiting on someone to write a check. If the US ever goes that route they will need to speed up the networks 100x over what they have in Europe.
Posted on 6/30/11 at 5:34 pm to trident
Bank of America partners with Barclay's, so you only pay a 1% fee at ATMs.
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