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re: Need to Start Investing
Posted on 4/21/11 at 8:34 pm to kaaj24
Posted on 4/21/11 at 8:34 pm to kaaj24
quote:
First things first you are losing money in that CD. I would 100% get rid of that and secondly my question is are you investing in any sort of IRA?
Yeah - the CD rate sucks for sure.
Nope, not doing any sort of IRA (yet).
1
Posted on 4/21/11 at 8:36 pm to nolanola
quote:
Establish an emergency cash fund to cover 6 - 9 month of expenses, Roth IRA - Index ETF.
I'd also recommend seeing a fee-based financial planner to assess your situation and assist you in developing a plan. So many variables to consider age, risk tolerance, family commitments/life insurance.
Although I do have more than 6-9 months of emergency cash in the CD - that is what it is there for. I will check into the IRA instead.
What sort of firm do I go to for this? Are these Edward Jones places legit, Merrill Lynch?
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