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re: Looking for some realistic advice
Posted on 1/21/11 at 9:49 am to foshizzle
Posted on 1/21/11 at 9:49 am to foshizzle
quote:
establish a Roth IRA and contribute as much as possible to it, right up to the annual limit if you can
Between now and April 15th, open a Roth IRA with $10,000 (2010 & 2011 contributions) and put the rest in a combination of a balanced fund or money market fund, depending upon your risk tolerance. Each following year, move $5,000 into the Roth IRA to fully fund it.
Vanguard is a great one-stop shop and has the lowest fee ratios in the industry. You can do everything online. Moving money to/from your checking acccount takes just a few mouse clicks.
1
Posted on 1/21/11 at 10:25 am to Dusty Bottoms
Just suggested a Vanguard index fund to my sister to start her Roth
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