re: How do I retire with money?

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I work for the government(I know dont rag me).

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Statistically, the best jobs to have. Government employees are consistently overcompensated for their work load and ability. (Not, knocking you, just saying)

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I am currently only in the 401K plan which I am currently giving 5% with 4% match.

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10% contribution is pretty good, but I would consider trying to throw some extra cash in a Roth IRA and invest it in growth index funds.

Also,

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If you work for a government agency, you are not in a 401(k) plan. Most likely a 457 plan.

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This is correct.

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What are good retirement investments? I am 25 so I got some time to think about it.

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For reference, if you continue investing the way you are right now and assume the following:

Retirement age - 65
Average ROI - 10%
Payments - 5,000/year

Then your retirement account value, at the time of your retirement will be about 2.2 million dollars (inflation unadjusted)

If inflation averages 5% a year, then the inflation adjustment factor will be about 7, so your inflation adjusted value will be about 315,000 dollars.

However, if you keep investing 10% of your income, your payments will adjust themselves to the inflation rate, helping to reduce this effect.