re: Emergency Fund

quote:

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It will be done using the "put a live frog in a pot and gradually turn up the heat" method, IMO.

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I hear what you are saying and you are certainly not alone, but I think the political fallout from such an egregious bait-and-switch would be too great. I can't see the millions of people who have planned their retirement under one set of rules collectively stand by and let the rug be pulled out from under them. Those voting for this would be committing political suicide.

More likely are ordinary income tax increases, repeal of capital gains taxes, etc.