re: Creating Wealth and the people you know who have it ...

You probably should not equate annual income with wealth, net worth is a better definition. I know more than a half a dozen people that have a net worth over 1 million, and never had a household income over 100k. On the other hand I know an equal number of people with annual incomes of 200k and up that have net a worth less than zero. It works both ways, no matter how much or how litte you make, some people are better at managing money than others.