Headed to Antigua for 5 nights late July. The hotel has a nonrefundable policy. Not really worried about flights as I can get a credit. Would like to be able to get a refund if we have to cancel.

My wife and I have elderly parents so mostly worried about unexpected things with them and of course hurricane season.

Looking for most reliable companies and estimated costs.

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Posted by Shotgun Willie

Member since Apr 2016

4221 posts

Posted on 2/7/26 at 11:31 am to tigeroarz1

Just get Allianz annual family insurance

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Posted by bluestem75

Dallas, TX

Member since Oct 2007

5017 posts

Posted on 2/7/26 at 7:03 pm to Shotgun Willie

UHC Safe Trip and BCBS Global cover intl medical, repatriation, and travel.

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Posted by Bamajedi

Member since Sep 2017

434 posts

Posted on 2/8/26 at 7:36 am to tigeroarz1

I used IMG Insurance for a big expensive cruise this summer. They have an affordable CFAR policy that was appealing to us due to some potential non-covered work possibilities. It's a very comprehensive policy that runs about 5% of the insured trip cost

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Posted by NCTigerFan

North Carolina

Member since Nov 2007

378 posts

Posted on 2/8/26 at 9:15 am to tigeroarz1

Allianz annual plan if you travel frequently enough, otherwise shop for the single-trip plan you need at insuremytrip.com. Very easy to shop/compare.

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Posted by Mr Sausage

Cat Spring, Texas

Member since Oct 2011

15607 posts

Posted on 2/8/26 at 9:44 am to NCTigerFan

We’ve done a few trips to St. John in late July and used insuremytrip. Never had to actually utilize it for a claim though. Will be doing it again for a late July trip to Exuma this summer.

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