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Small Business Owners - Insurance
Posted on 12/18/25 at 10:53 am
Posted on 12/18/25 at 10:53 am
Who do you have?
4
Posted on 12/18/25 at 1:08 pm to jmorr34
State Farm seems to have cheapest rates on commercial insurance right now
Posted on 12/18/25 at 8:46 pm to jmorr34
I was with hiscox but just switched at Renewal. Can’t remember who I’m with now. No issues with hiscox, was just shown lower rate.
Posted on 12/18/25 at 11:24 pm to jmorr34
This is like asking:
Louisiana homeowners, what kind of car do you drive?
There are over 1000 NAIC codes, and some carriers have an affinity for some class codes/types of businesses more than others.
So, what type of biz do you have?
Do you own the buildings/shop? If so, location?
For my hvac co, we have CNA.
For my kitchen and bath company, we have Hartford.
Both located in lower AL. No real estate involved.
And lol at the poster who said State Farm has the best rates for commercial insurance.
Louisiana homeowners, what kind of car do you drive?
There are over 1000 NAIC codes, and some carriers have an affinity for some class codes/types of businesses more than others.
So, what type of biz do you have?
Do you own the buildings/shop? If so, location?
For my hvac co, we have CNA.
For my kitchen and bath company, we have Hartford.
Both located in lower AL. No real estate involved.
And lol at the poster who said State Farm has the best rates for commercial insurance.
This post was edited on 12/18/25 at 11:26 pm
Posted on 12/20/25 at 4:24 pm to jmorr34
Liberty Mutual for a retail business
Winchester for some mixed use real estate
State Farm for some other mixed use real estate
Was shocked that State Farm was cheapest in that particular case.
Winchester for some mixed use real estate
State Farm for some other mixed use real estate
Was shocked that State Farm was cheapest in that particular case.
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